
Portfolio Manager II - Homebuilder Finance
Share job link
Position Title
Portfolio Manager II - Homebuilder FinanceLocation
Englewood, CO 80112Job Summary
A Portfolio Manager II – Homebuilder Finance is responsible for completing in-depth analysis of commercial real estate loan requests that are typically of moderate complexity. Prepares recommendations based on analysis. Primary responsibilities include; underwriting, approving, monitoring and maintaining the credit quality of a loan portfolio. Orders and interprets due diligence items (environmental, appraisal, inspections, front end construction analysis, etc.). Maintains working relationships with clients as the key point of contact for financials.Pay Range: $84,878 - $112,463 - $140,049Pay Range: Local Minimum Wage - $0.00 - $0.00
Job Responsibilities:
40% of time: Underwrite, Analyze and Close Loans:
In conjunction with the Relationship Managers, underwrites, structures and prepares analysis of commercial loan requests using credit analysis and industry and company research. Ensures compliance with all external and internal policies. Prepares credit approval packages, presents recommendations to the credit team/management, and close commercial loans.
40% of time: Portfolio Management:
Responsible for monitoring the credit quality of the assigned portfolio by periodically evaluating financial trends, covenant compliance and borrowing bases, including the preparation of annual (or more frequent) reviews. Responsible for managing delinquencies and collateral exceptions.
15% of time: Relationship Management:
Maintains a visible role in managing the client relationship with clients and agent banks. Responsible for overall portfolio monitoring by collecting and tracking borrower financial information. Acts key point of contact with clients with financials.
5% of time: Maintaining Knowledge:
Maintains knowledge of the various commercial products available to clients as well as general market/industry trends.
ADDITIONAL ACCOUNTABILITIES
- Performs special projects, and additional duties and responsibilities as required.
- Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.
Job Competencies:
Excellent credit analysis skills. Thorough knowledge of account inquiries and investigation. Thorough knowledge of systems and profitability charts. Demonstrated knowledge of financial statement analysis. Ability to effectively interact with all levels of leadership and employees within the organization. Ability to work autonomously, handle multiple projects simultaneously and adapt to new demands and challenges. Proficient in the use of Microsoft Word, Excel, Access, Outlook, and internet searches. Excellent verbal, written and interpersonal communication skills. Excellent analytical and problem-solving skills. Ability to travel up to 10%.
- Familiarity with Microsoft Excel, nCino/Saleforce, and Moody’s CreditLens preferred.
Preferred Qualifications:
Formal credit training. Minimum Experience Required: 7+ Years of experience in commercial portfolio management/credit analysis. Commercial Banking and Commercial Credit Analysis experience required.
JOB REQUIREMENTS
Required Qualifications:
Education Level Required: Undergraduate Degree (4 years or equivalent). Preferred emphasis/major in Business, Finance, Economics, or related field.
Flagstar is an equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identify, or national origin.
Get notified for similar jobs
Failure!
Get tailored job recommendations based on your interests.

Profile recommendations
Similar Jobs
-
Credit Analyst II - (Home Builder Finance) West
Job Id 17090 Category Commercial Real Estate Location Englewood, Colorado, United States of America
Reviews financial statements, federal tax returns, credit reports, as well as any other required documentation necessary for determining adherence to the Bank’s established underwriting policies and p...
Jobseekers Also Viewed
-
Sr. Financial Crimes Systems Tuning Analyst - Hicksville, NY, New York, NY or Troy, MI
Job Id 16861 Category Corporate Functions
In addition, the calibration of existing production configuration which provides a full audit trail of the data analysis, justification, and approval process for optimizing the parameters within FCC’s...
-
Regulatory Affairs Analyst Sr
Job Id 16909 Category Corporate Functions Location Hicksville, New York, United States of America
Position TitleRegulatory Affairs Analyst SrLocationHicksville, NY 11801Job SummaryA Senior Regulatory Relations Analyst, brings regulatory subject matter expertise to the firm and works under minimal
-
Sr. Internal Audit Auditor
Job Id 16993 Category Corporate Functions Location Hicksville, New York, United States of America
As needed, assist department manager and designated employees with: The audit planning process, including announcement memo, audit scope and planning, opening meeting, and work paper assignments under...
-
Sr. Internal Audit Manager
Job Id 17026 Category Corporate Functions Location New York, New York, United States of America
Responsible for: overseeing and managing multiple organizational audits; developing and maintaining positive relationships with auditees; coordinating with Flagstar Internal Audit leadership and staff...
-
Regulatory Affairs Program Manager
Job Id 16232 Category Corporate Functions Location Hicksville, New York, United States of America
Supports the achievement of regulatory goals including the development and management of comprehensive project plans to remediate and enhance the Bank’s programs. Works closely with Regulatory Affairs...